American Learns Korean Day15 On Day14 you learned how to open conversations (asking for help, recommendations, popular items). But in real life, the moment people freeze isn’t the order—it’s the last 10 seconds: the payment stage.
In Korea, staff often ask a quick series of questions:
- “Cash or card?”
- “Receipt?”
- “Do you need a bag?”
- “Do you collect points?”
If you can handle those four questions naturally, your “ordering Korean” is basically complete. American Learns Korean Day15 is the day you build that “payment routine” into muscle memory.
Today’s 3-Step Payment Routine
- Check the price: “How much is this / total?”
- Choose payment method: “I’ll pay by card / cash.”
- Close with options: receipt / bag / points
Once this sequence is automatic, you won’t get stuck anywhere.
15 High-Frequency Phrases for Payment Situations
1) Price checks
- 이거 얼마예요? (How much is this?)
- 총 얼마예요? (How much is it total?)
- 이거랑 이거 같이 하면 얼마예요? (How much for these together?)
- 추가(옵션)하면 얼마예요? (How much if I add that option?)
2) Payment method
- 카드 돼요? (Do you take card?)
- 카드로 할게요. (I’ll pay by card.)
- 현금으로 할게요. (I’ll pay in cash.)
- 간편결제 돼요? (Do you take easy pay—Samsung Pay, etc.?)
- 분할(할부) 돼요? (Do you offer installments?)
Note: installment policies vary by store/payment system, so I’m not going to claim it always works—use it only when you actually need it.
3) Receipt / bag / points
- 영수증 주세요. (Receipt, please.)
- 영수증은 괜찮아요. (No receipt, thanks.)
- 봉투(봉지) 주세요. (A bag, please.)
- 봉투는 괜찮아요. (No bag, thanks.)
- 포인트 적립 돼요? (Can I collect points?)
- 적립할게요. / 적립 안 할게요. (I will / I won’t collect points.)
The “Big 4” Staff Questions + Perfect Answers
Q1) “현금이세요, 카드세요?” (Cash or card?)
- 카드로 할게요.
- 현금으로 할게요.
Q2) “영수증 드릴까요?” (Receipt?)
- 영수증 주세요.
- 영수증은 괜찮아요.
Q3) “봉투 필요하세요?” (Do you need a bag?)
- 봉투 주세요.
- 봉투는 괜찮아요.
Q4) “포인트 적립하세요?” (Do you collect points?)
- 네, 적립할게요.
- 아니요, 적립 안 할게요.
- (If you didn’t catch it) 포인트 적립 돼요?
If you miss what they said, use your Day14 lifesaver:
- 죄송한데요, 다시 말해 주세요. (Sorry—please say it again.)
Script 1: Café “question combo” (fast, realistic)
Staff: 총 5,500원입니다. (That’ll be 5,500 won.)
You: 카드로 할게요.
Staff: 영수증 드릴까요?
You: 영수증은 괜찮아요.
Staff: 봉투 필요하세요?
You: 봉투는 괜찮아요.
Staff: 포인트 적립하세요?
You: 네, 적립할게요.
Tip: 괜찮아요 is flexible, but adding 영수증은 / 봉투는 makes you sound clearer and more polite.
Script 2: Convenience store (bag + receipt version)
Staff: 봉투 필요하세요?
You: 봉투 주세요.
Staff: 총 9,800원입니다.
You: 카드로 할게요.
Staff: 영수증 드릴까요?
You: 영수증 주세요.
Script 3: Restaurant checkout (clean and natural)
Staff: 다 드셨나요? 계산 도와드릴게요. (All done? I can help you pay.)
You: 네. 총 얼마예요?
Staff: 28,000원입니다.
You: 카드로 할게요.
Staff: 영수증 드릴까요?
You: 영수증 주세요.
Extra useful line at restaurants:
- 계산할게요. (I’d like to pay.)
5 Small “Traps” That Cause Hesitation (and how to avoid them)
- 총 얼마예요? is your safest “TOTAL” question.
- In many places, instead of asking 카드 돼요?, it can sound more natural to simply say 카드로 할게요.
- You may hear 봉투 or 봉지 depending on the store—either is fine.
- Receipt is always just two paths: 주세요 vs 괜찮아요.
- Point systems vary by brand; if you’re unsure, 적립할게요 communicates intent and staff will guide you.
Drill 1: One-sentence payment automation (30 seconds)
- 총 얼마예요? × 10
- 카드로 할게요. × 10
- 영수증 주세요. × 10
Drill 2: Instant response training (30 seconds)
Repeat the staff line → your answer immediately.
- Staff: “현금이세요, 카드세요?” → You: 카드로 할게요. × 10
- Staff: “영수증 드릴까요?” → You: 영수증은 괜찮아요. × 10
- Staff: “봉투 필요하세요?” → You: 봉투 주세요. × 10
Drill 3: One-breath “finish the order” script (30 seconds)
Say this smoothly without pausing:
총 얼마예요? → 카드로 할게요. → 영수증은 괜찮아요. → 봉투는 괜찮아요.
If you can do this, payment stops being stressful.
Homework (2 minutes, record yourself)
- 총 얼마예요? × 10
- 카드로 할게요. × 10
- 영수증 주세요 / 영수증은 괜찮아요 × 10 each
- 봉투 주세요 / 봉투는 괜찮아요 × 10 each
- (Optional) 포인트 적립 돼요? / 적립할게요 × 10 each
Self-check:
- Make the endings crisp: -할게요 / -주세요 / -괜찮아요
- Raise intonation slightly for questions: 얼마예요?
Day16 Preview
Day16 covers “exceptions” and recovery during payment:
- 이거 취소할게요. (I’ll cancel this.)
- 주문 바꿀 수 있어요? (Can I change my order?)
- Handling issues like “It didn’t go through.”
Day15 builds the normal flow. Day16 makes you resilient.